Frequently Asked Questions

  • How does your Rent-to-Own program work?

We can lease you the home with the exclusive right to purchase it at a later date.

Our buyers love this because it gives them the time they need to save up for a larger down payment, time to clean up any credit problems, time to sell another home, and also time to try out the neighbourhood before buying.

100% of your option fee/down payment is credited toward the purchase price of the home, plus you may be eligible to recieve a weekly credit towards the purchase price also. This also depends on how much you can afford.

  • Do you arrange owner financing for the homes you sell?

Yes, we sell many homes with owner financing or by creating Rent-to-Own situations. We also work closely with licensed mortgage brokers who work with many lenders to find the right loan for you.

  • How can I qualify to buy a home?

Your ability to make reasonable weekly payments and your desire to be a homeowner now, is what's really important to us.

  • How can I buy a home when I have bad credit?

Generally you can't through conventional lenders, but you can with our help. We can setup owner financing or by creating Rent-to-Own situations to help improve your credit over time.

  • How much down payment do I need?

We are very flexible with this and we always do our best to work with what you have - the more you have, the better.

  • I love one of your homes, what's the next step?

All we need is your application. You can fax it to us for fast processing on (03) 929-6505. We will then contact within 48 hours once we have verified your income and employment. Please keep in mind that our homes go very quickly so time is of the essence.

  • The home I wanted has been sold - can you find me another one?

Yes we can... our homes do go fast so the best thing is to make sure you're on our VIP Buyers List. Tell us what you're looking for, how soon you are looking to move and we'll do our best to find you a home. As soon as a home becomes available we will call or email you the details.

  • Do you work with investors?

Yes, we can help you whether you are just begining or if you are an experienced investor. We can supply you with properties needing repairs at wholesale prices, or those already repaired - with or without tenants occupying them.

Our easy Rent-to-Own Program moves you in today with a reasonable down payment and affordable weekly payments.

What Our Customers Are Saying

The Home Purchase Company

Email: info@thehomepurchasecompany.co.nz